That new car smell

I recently bought a new car.  It was quite an experience so I wanted to share some tips about the car buying process.

  1. Before buying a car you need to know what you can afford.  Look at your savings, and monthly budget and figure out how much car you can comfortably afford.
  2. Do your research.  Start with a list of things you absolutely need in a car and then research all the cars that have what you want.
  3. Test drive!  I took 5 different cars on test drives before deciding which one was right for me.
  4. Negotiate down the price until you have the monthly payments within our means or move on.  You might have to give up heated seats or a sunroof to get the car in your price range.
  5. Can’t find a new car in your rice range?  Don’t settle!  Look at used cars.  Lots of people are trading in their cars after only a few years.  Things to look for: 1 owner, low miles, no accidents, well taken care of.
  6. Getting a car loan.  First go to your bank and get a rate on a loan for the remainder of the cost, after your deposit.  Then you have a base loan rate to go to the dealer with.  You can also have them run the numbers, and see which rate is lower.
  7. Once the car is yours, take care of it!  Get the oi changed as directed, if you live where there is lots of snow and salt, get the under carriage washed at the car wash after storms to prevent rusting and keep the inside clean and tidy so you can get a good value when you go to trade it in down the line!
Me and my Subaru Forester
Me and my Subaru Forester


Take advantage of your mornings


I am a morning person, and I know a lot of you probably aren’t, but the morning sets the tone for the rest of the day.
To make my morning better, I try to have a few quick chores that I can check off my list so I feel accomplished leaving for work.
Taking a few minutes in the morning for “me time” is also important.  Do something that you enjoy in the morning to start your day off on a good foot!  Drink a cup of coffee, exercise, scroll through instagram, read a funny article or watch a funny YouTube clip and  eat a healthy breakfast.
Have a good morning and let that tone continue throughout the day.

Change of speed

I’ve been writing my posts from a laptop while sitting at my kitchen table or on the couch, but let’s face it, most of you are probably reading this on your smart phones.  So starting today, I’ll be writing posts from my phone. Hopefully this will keep them short but still helpful. And as always, please feel free to ask questions or give suggestions for posts.

Now, back to business.  This year, I’ve decided to take more time for myself.  One thing I’ve started doing is reading more, a few minutes at lunch, while dinner is in the oven, or before bed. It’s a good relaxing activity to zone out for a while.  I just finished In a Dark Dark Wood by Ruth Ware. It wasn’t my favorite.  Not Taught by Jim Keenan, is next on my list and arrived via Amazon yesterday.  I’ll keep you posted on how it is!


One way that I will save time today, is by buying pre-cut veggies for my stir fry dinner tonight.  When cooking for 2, it usually ends up being cheaper too! I don’t have to buy a whole broccoli stalk, multiple pepers, mini corn, mushrooms ect….

Keep an eye out for a Bagels to Brews instagram coming soon!

New year, new you?

Remember those new year resolution things?  Most people forgot theirs after the first week.  This is usually because most people set resolutions and forget them.  So if your resolution is more like a prayer than a goal, here’s some tips to help make 2016 the year of the BEST you.

  1. Set goals.  December 31st cannot be the deadline.  Because who has woken up on December 31st and said, I did it!  My new years resolution from last year came to fruition.  So break your resolution into smaller goals throughout the year.
  2. Celebrate little victories!  Keep yourself motivated by rewarding yourself at every milestone of your goal. Example: if your resolution is the get fit.  If you stick to your workout plan for a week, buy a new piece of workout attire to show off at the gym.  OR reward yourself with a whole new outfit for $25 from Fabletics
  3. Come up with an action plan.  You need a plan for every day that will get your closer to your goal.

Lots of people aim to eat healthier, lose weight, maybe get a job, or a better job, get fit, save money or pay off debt… and there are so many more.  These are all topics that I’ll be posting on throughout the year.

My new years resolution this year, is to go with the flow and worry less.  I want this year to be your best year, so please share your’s below so I can help!